1. You might do a final walk–through of the home.
2. You’ll go to the closing location and show your picture ID to the settlement agent.
3. You’ll present your paid homeowner’s insurance policy, or proof that the premium has been paid.
4. Your settlement agent will review the closing statement or HUD–1 statement with you, showing all items for which you have paid.
5. You’ll get inspection reports and warranties.
6. You’ll sign the mortgage, agreeing that if you don’t make payments to the lender as agreed, the lender is entitled to sell your property and apply the sale price against the amount you owe.
7. You’ll sign a mortgage note, which is your promise to repay the loan.
8. You’ll typically be given the title to the house in the form of a deed, signed by the sellers.
9. You will be asked to sign a number of other documents required by your lender.
10. The deed and mortgage will be recorded in the local courthouse or county recorder’s office, sometimes called the Registry of Deeds.
11. You’ll get the keys to your house!
Source: www.KnowYourClosing.com